Research Gap for Thesis Writing

 Sample of Research Gap

Bank and Financial institutions are the mediators of economic activities of overall economy. Bank and finance companies of Nepal are currently facing the low capital fund problem in comparison to other banks of international market, which makes them too much depend on market.This imposes higher market risk, to regulate BFIs NRB compel to maintain minimum capital adequacy ratio through unified directives as per the international standard of BASEL committee.

Most of researchers in this sector in Nepal are analyzing comparative analysis for capital adequacy ratio of 2 banks only. But there is no analysis about compliance of NRB provision related to capital adequacy ratio by banks and financial institutions and its effects on financial performance. None compliance of minimum capital adequacy related provision of NRB directives imposed higher market risk on BFIs portfolio. The main concern of this study is analyzing capital adequacy ratio of sampled commercial bank in as per the latest amendment by NRB. It also includesimpact of CAR, necessity of capital increment and financial performance of sampled banks.